Since your money is on the line, those are important considerations. And even though you can’t deny the convenience they offer, you may be wondering which app is best and whether they’re safe to use. In fact, there’s a good chance you’re one of the millions of Americans who have sent or received funds through these apps. Mobile technology and peer-to-peer (P2P) payment apps like Venmo, Cash App, and Zelle® are changing how people exchange money. But social transactions like splitting a check at dinner, buying something at a yard sale, or sending money to a family member, those still require cash, right? Not anymore. Thanks to direct deposit, credit cards, and debit cards, most of us have been able to earn a living and pay for expenses without handling a single piece of currency. We’ve been moving toward a cashless society for years.
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